TERMS AND CONDITIONS

Effective Date: 02/16/2026
Website: https://cozylivingllcfl.com/
Business Name: Cozy Living LLC
Governing Law: State of Florida, United States

1. Acceptance of Terms

This website (“Site”) is owned and operated by Cozy Living LLC (“Company,” “we,” “us,” or “our”), a Florida limited liability company.

By accessing or using this Site, you agree to be legally bound by these Terms and Conditions (“Terms”). If you do not agree, you must discontinue use immediately.

2. Description of Services

Cozy Living LLC provides informational content, digital downloads, spreadsheets, reports, data compilations, and related materials, including but not limited to real estate and investment-related information.

All materials are provided for informational and educational purposes only.

We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice.

3. No Professional, Legal, or Investment Advice

Cozy Living LLC is not a licensed real estate broker, financial advisor, attorney, or CPA unless expressly stated.

Nothing on this Site constitutes:

  • Legal advice

  • Financial advice

  • Investment advice

  • Tax advice

  • Real estate brokerage services

Users are solely responsible for conducting independent due diligence and consulting licensed Florida professionals before making financial, investment, or real estate decisions.

4. Accuracy of Data & Florida-Specific Disclaimers

Any property data, market rankings, flood zone references, projections, or analyses:

  • May rely on third-party sources

  • May not reflect current market conditions

  • May contain errors or omissions

Cozy Living LLC does not guarantee the accuracy, completeness, or reliability of any information provided.

Flood zone and property-related data should be independently verified through official sources such as FEMA or local Florida county records.

5. Intellectual Property

All content on this Site, including but not limited to:

  • Text

  • Logos

  • Branding

  • Spreadsheets

  • Data compilations

  • Reports

  • Downloadable files

is the exclusive property of Cozy Living LLC and is protected under:

  • United States Copyright Law

  • Florida intellectual property laws

  • Applicable federal trademark laws

You are granted a limited, non-exclusive, non-transferable license for personal or internal business use only.

You may not:

  • Resell

  • Redistribute

  • Publish

  • Share publicly

  • Reverse engineer

  • Create derivative works

without prior written consent.

6. Digital Products & No Refund Policy

Unless otherwise stated in writing:

  • Digital products are licensed, not sold

  • All sales of digital downloads are final

  • No refunds will be issued after delivery

Cozy Living LLC reserves the right to modify product offerings at any time.

7. User Conduct

You agree not to:

  • Violate any Florida or federal law

  • Use automated systems to scrape or extract data

  • Interfere with Site security

  • Attempt unauthorized access

We reserve the right to terminate access for violations.

8. Limitation of Liability

To the fullest extent permitted under Florida law, Cozy Living LLC shall not be liable for:

  • Indirect or consequential damages

  • Loss of profits

  • Loss of data

  • Business interruption

  • Investment losses

Your use of the Site is at your sole risk.

In jurisdictions where limitations are restricted, liability shall be limited to the maximum extent permitted by Florida law.

9. Indemnification

You agree to indemnify and hold harmless Cozy Living LLC, its members, managers, employees, contractors, and affiliates from any claims, damages, losses, or legal expenses arising from:

  • Your use of the Site

  • Your violation of these Terms

  • Your reliance on Site information

10. Third-Party Links

The Site may contain links to third-party websites. Cozy Living LLC is not responsible for the content, policies, or practices of third-party websites.

11. Governing Law & Venue

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.

Any legal action arising out of these Terms shall be brought exclusively in the state or federal courts located in Florida.

You consent to the jurisdiction of such courts.

12. Dispute Resolution

At the Company’s discretion, disputes may be resolved through binding arbitration in the State of Florida in accordance with the rules of the American Arbitration Association.

Each party shall bear its own legal fees unless otherwise required by Florida law.

13. Changes to Terms

Cozy Living LLC reserves the right to update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the updated Terms.

14. Contact Information

Cozy Living LLC


Cozyliving2019@gmail.com